The ISP Model: Professional Insurance Guidance
The IRDAI (Registration of Insurance Marketing Firm) Regulations, 2015 established a modern institutional structure with Insurance Sales Persons (ISPs) operating within the IMF entity.
What is an Insurance Marketing Firm (IMF)?
An IMF is an institutional distribution entity registered with the Insurance Regulatory and Development Authority of India (IRDAI). An IMF is authorized to partner with approved insurers across Life, Health, and General Insurance categories. This allows qualified ISPs to provide objective, parameter-based product comparisons tailored purely to consumer requirements.
Why Objective Support Protects Policyholders
- Objective & Unbiased Guidance: Our specialists provide guidance with zero pressure to push high-margin or inappropriate policies.
- Multi-Insurer Solutions: ISPs can evaluate products across multiple approved panel insurers to match policyholders' specific medical history, family milestones, and risk parameters.
- Institutional Claims Accountability: An IMF provides structured, long-term post-issuance assistance and claim guidance backed by licensed Principal Officers.
- Statutory Regulatory Compliance: Strict adherence to IRDAI guidelines, code of conduct, and Bima Bharosa grievance redressal mechanisms.
Looking for Objective, Parameter-Based Guidance?
Connect with our qualified Insurance Sales Persons (ISPs) for transparent policy analysis.
Speak with an ISP