IRDAI Reg. No. IMF11170720260991 RakshaPoint Insurance Marketing LLP • Insurance is the subject matter of solicitation.
Consumer Protection Charter

Grievance Redressal Policy & Escalation Matrix

Transparent 4-step consumer protection and grievance escalation framework for policyholders and customers.

Our Commitment to Fair & Timely Resolution

RakshaPoint Insurance Marketing LLP is committed to integrity, transparency, and policyholder service.

Grievances should relate to a service, communication, transaction, or activity of RakshaPoint. Please provide sufficient details and supporting information so that the matter can be properly reviewed.

Part A: RakshaPoint Internal Grievance Process

Step 1 First Point of Contact

Designated Grievance Redressal Officer

For any complaint or enquiry regarding service delivery, insurance solicitation, documentation assistance, or conduct of RakshaPoint/its authorized ISPs, please write to or contact our designated Grievance Officer:

Designated Grievance Officer: Mrs. Ritika
Official Email: info@rakshapoint.com
Helpline Number: +91 90685 73723 (Mon - Sat, 10 AM - 6 PM)
Registered Office: 1ST Floor, Shiv Colony, Karnal - 132001, Haryana
Grievance Handling: We will review your grievance and respond appropriately based on the nature and complexity of the matter. Where the matter involves an insurer or another regulated entity, the applicable process and timelines of the concerned entity will apply.
Step 2 Internal Escalation

Principal Officer - Executive Escalation

If you are not satisfied with our response, or if the matter requires further review, you may request escalation to the Principal Officer through the contact details provided below:

Principal Officer: Mr. Pushkal
Official Email: info@rakshapoint.com (Attn: Principal Officer)
Telephone: +91 90685 73723
Role: Executive Regulatory Compliance & Operational Governance

Part B: Insurer Grievance Process

Step 3 Insurer Level

Concerned Insurer Grievance Redressal Cell

For matters relating to an insurer's policy, underwriting, servicing or claim decision, the grievance process of the concerned insurer will apply. Where applicable, further escalation may be available through IRDAI Bima Bharosa or the Insurance Ombudsman, subject to the applicable rules and eligibility.

Every insurance company has a designated Grievance Redressal Officer (GRO) and a dedicated grievance email/portal on its official website. RakshaPoint IMF assists policyholders in collating required documentation and submitting formal representations.

Part C: Further Grievance Options

Where a grievance remains unresolved after the applicable grievance process, further grievance mechanisms may be available under applicable rules and eligibility requirements.

IRDAI Bima Bharosa

IRDAI's grievance redressal mechanism for complaints relating to insurers and regulated insurance entities. The applicable grievance process should be followed before escalation.

Insurance Ombudsman

The Insurance Ombudsman provides an independent grievance redressal mechanism for eligible insurance disputes, subject to applicable rules, jurisdiction and eligibility requirements.

Frequently Asked Questions on Grievance Redressal

Policyholders and customers should first contact the designated Grievance Officer at info@rakshapoint.com. If you are not satisfied with the response or if the matter requires further review, you may request escalation to the Principal Officer. For matters relating to an insurer's policy, underwriting, servicing or claim decision, the grievance process of the concerned insurer will apply, with further escalation available through IRDAI Bima Bharosa or the Insurance Ombudsman, subject to applicable rules and eligibility.

Please provide: 1. Full Name & Contact Number, 2. Policy Number / Proposal Reference, 3. Insurer Name, 4. Clear chronological summary of the grievance, 5. Copies of relevant correspondence or rejection letters.
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