IRDAI Reg. No. IMF11170720260991 RakshaPoint Insurance Marketing LLP • Insurance is the subject matter of solicitation.
Grievance Redressal | ISP Directory
IRDAI Reg. No. IMF11170720260991

Why Indian Families Trust RakshaPoint IMF

We help consumers understand their true insurance protection gap before they buy. Explore the 6 foundational pillars that make our guidance ethical, transparent, and regulated.

Calculate Your Insurance Gap
The RakshaPoint Difference

6 Pillars of Consumer-First Insurance Guidance

Designed under IRDAI IMF regulations to eliminate aggressive selling and provide factual clarity.

1. IRDAI-Registered IMF

Registered under IRDAI Registration No. IMF11170720260991. Governed by strict statutory codes of conduct, capital adequacy, and regulatory compliance standards under the IRDAI (Registration of Insurance Marketing Firm) Regulations.

2. Qualified Insurance Sales Persons (ISPs)

You speak with authorized Insurance Sales Persons (ISPs) who have completed mandatory regulatory qualifications. We never use high-pressure telemarketers or third-party call centres.

3. Education & Need First

We believe policyholders should know their exact protection requirement before considering a policy. Our Insurance Gap Calculator and HLV tools provide transparent mathematical estimates.

4. Existing Policy Review

Already have insurance? We audit older policies for hidden room-rent sub-limits, proportionate deductions, low sum assured, and pre-existing disease waiting periods to optimize your coverage.

5. Claim Process Guidance

We assist families with hospital cashless pre-authorizations, death claim document checklists, and repudiation representations. We never make misleading claim settlement guarantees.

6. 4-Step Grievance Redressal

Transparent escalation matrix from our Designated Grievance Officer (Ms. Ritika) to Principal Officer (Shri Pushkal), the concerned insurer, and statutory escalation to IRDAI Bima Bharosa and Insurance Ombudsman.

Our Ethical Commitment

Clear boundaries between objective consumer guidance and regulatory facts.

What RakshaPoint Does

  • Provides educational calculators to assess your exact insurance gap.
  • Compares policy features, room-rent terms, and exclusions within available insurer arrangements.
  • Highlights waiting periods and sub-limits before you fill any proposal.
  • Offers free existing policy checkups to detect coverage shortfalls.
  • Provides step-by-step claim filing guidance and document checklists.

What We Do Not Promise

  • We do not claim to represent every insurer in India unless formal arrangements exist.
  • We do not guarantee 100% claim approval (claims are determined by insurers).
  • We do not promise unrealistic investment returns on traditional policies.
  • We do not pressure you with daily aggressive promotional calls.
  • We do not charge consumers any hidden fees for consultations or calculators.

Know Your Insurance Need Before You Buy

Take 3 minutes to evaluate your family protection gap, or connect with a qualified Insurance Sales Person (ISP).

Calculate Insurance Gap
Policyholder Query & Assistance

Transparent parameter-based policy guidance from qualified Insurance Sales Persons (ISPs) under IRDAI IMF regulations.

Objective Insurance Guidance We help you compare important policy features, costs, exclusions, waiting periods, and coverage within available insurer arrangements.
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