Comprehensive overseas protection against exorbitant foreign hospital bills, Schengen visa compliance mandates, trip cancellations, lost passports, and airline baggage loss.
When traveling outside India for tourism, business, or higher education, your domestic Indian health insurance ceases to provide coverage. In countries like the United States, Canada, the United Kingdom, and Europe, healthcare is not subsidized for foreign visitors. A single emergency room visit, MRI scan, or simple fracture treatment in the US can easily cost $15,000 to $50,000 (₹12 Lakhs to ₹40 Lakhs), which can completely ruin your family's finances.
An international travel insurance policy acts as a worldwide cashless financial shield. For as little as ₹800 to ₹2,500 for a 15-day vacation, it covers emergency medical hospitalizations, doctor consultations, emergency dental relief, emergency medical evacuation back to India, flight cancellations, lost baggage, and lost passports.
Covers inpatient hospitalization, surgeon fees, ICU charges, prescribed medications, and emergency air ambulance evacuation to the nearest medical center or back to India.
Reimburses the actual reasonable costs incurred in obtaining an emergency passport or temporary travel certificate from the local Indian Embassy / Consulate, including travel and lodging fees.
If the airline permanently loses your luggage, the insurer pays the full declared value up to the sum insured. If baggage is delayed by more than 6–12 hours, it pays for essential emergency toiletries and clothing purchases.
Reimburses non-refundable flight bookings, visa fees, hotel reservations, and cruise bookings if you are forced to cancel your trip due to sudden illness, injury, or death of an immediate family member.
Standard travel insurance excludes routine pre-existing disease checks. However, this rider provides emergency medical cover up to $10,000–$25,000 to stabilize sudden life-threatening crises arising from declared pre-existing conditions.
As an IRDAI-registered Insurance Marketing Firm, RakshaPoint Insurance Marketing LLP evaluates international travel plans neutrally across approved panel general insurance companies. We ensure your policy meets official embassy visa criteria, includes 24x7 overseas cashless networks, and carries zero co-pay for medical emergencies.
Speak with a Qualified Insurance Sales Person (ISP) for Schengen, USA, or Student travel insurance.
Transparent parameter-based policy guidance from qualified Insurance Sales Persons (ISPs) under IRDAI IMF regulations.