Terms of Use
Terms governing website usage, tools, calculators, and insurance guidance services.
1. Nature of Services
RakshaPoint Insurance Marketing LLP is an Insurance Marketing Firm (IMF) registered with IRDAI. This website provides general insurance information, educational resources, tools and consumer guidance. Insurance products and services are subject to applicable regulations, insurer terms and the firm's approved activities. Final insurance contracts are between the customer and the concerned insurer.
2. Use of Calculators and Tools
Calculators and other tools provide estimates based on the information entered by the user and the assumptions used by the respective tool. Results are for educational and informational purposes only and should not be treated as insurance quotations, underwriting decisions, financial advice, or guarantees of coverage or policy benefits.
3. Accuracy of Information
We make reasonable efforts to keep website information useful and current. However, information may change due to changes in laws, regulations, insurer terms, products or other circumstances. Users should verify important information with the concerned insurer and refer to the applicable policy documents before making an insurance decision.
4. Insurance Decisions and Claims
The concerned insurer is responsible for underwriting, policy issuance, policy servicing and claim decisions, subject to the applicable policy terms, conditions and regulations. RakshaPoint does not guarantee policy issuance, coverage, claim acceptance or any specific insurance outcome.
5. Product Availability
Availability of insurance products, features, coverage options and premiums may vary by insurer and customer eligibility and may change from time to time.
6. User Information
Users are responsible for providing accurate and complete information when using calculators, forms and other tools. Results may change if the information provided or the assumptions used by the tool change.
7. Third-Party Websites and Information
The website may contain links or references to third-party websites, insurer portals or external resources. RakshaPoint is not responsible for the content, availability or policies of third-party websites. Users should review the terms and privacy policies of those websites.
8. Intellectual Property
Website content, text, graphics, design, calculators, tools and other materials are owned by or licensed to RakshaPoint Insurance Marketing LLP unless otherwise stated. They may not be copied, reproduced or commercially used without appropriate permission.
9. Changes to These Terms
RakshaPoint may update these Terms of Use from time to time. The updated version will be published on this page with the revised date.
10. Regulatory Information
RakshaPoint Insurance Marketing LLP is registered with IRDAI as an Insurance Marketing Firm under Registration No. IMF11170720260991. Insurance is the subject matter of solicitation.