Safeguard your enterprise balance sheet against factory fires, machinery breakdown, transit transit loss, statutory employee liabilities, and commercial legal disputes.
For entrepreneurs, factory owners, and corporate founders, a single catastrophic fire, cargo hijacking, or multimillion-rupee employee liability lawsuit can threaten company solvency. Commercial insurance is not just an operational cost; it is an essential balance-sheet protection tool.
Standardized IRDAI policies protecting factory buildings, plant & machinery, raw materials, and finished inventory against fire, lightning, explosion, aircraft damage, riots, earthquake, flood (STFI), and storm damage. Covers enterprise asset values up to ₹50 Crores.
Boosts employee retention and morale. Modern GHI plans cover pre-existing diseases from Day 1 with zero waiting periods, maternity benefits, and cashless hospital networks. 100% tax deductible as business expense under Section 37(1).
Mandated under the Employee's Compensation Act, 1923. Covers employer statutory liability for employee injury, disability, or death arising out of factory accidents or occupational diseases.
Protects raw materials and finished goods during transit via road, rail, air, or sea freight against accidental damage, overturning, fire, and theft.
Protects enterprise management and directors against third-party bodily injury, property damage, customer slip-and-fall claims, and governance lawsuits.
Commercial claims require systematic documentation to ensure rapid loss assessment:
As an IRDAI-registered Insurance Marketing Firm, RakshaPoint Insurance Marketing LLP provides comprehensive commercial risk audit services. We evaluate fire safety compliance, inventory turnover rates, and statutory labor mandates to design customized enterprise packages.
Speak with a commercial insurance specialist for fire, group health, or liability audit.
Transparent parameter-based policy guidance from qualified Insurance Sales Persons (ISPs) under IRDAI IMF regulations.