Covers cost of consumable items like engine oil, nuts, bolts, and coolant during accident repair.
Consumables Cover is a motor add-on rider that reimburses the cost of consumable materials (engine oil, gear oil, brake fluid, coolant, AC gas, nuts, bolts, grease, washer, oil filter) replaced during accident repairs.
During an accident repair, replacing damaged parts requires fresh engine oil, AC gas recharge, and new bolts costing ₹6,000. Consumables Cover pays this ₹6,000 in full.
Standard insurance excludes all consumable materials from claim reimbursement.
Many policyholders misunderstand this clause until a claim actually occurs. Always verify the exact definitions in your policy wording schedule rather than relying on verbal marketing summaries. Disclose all material facts truthfully at the time of proposal to help ensure smooth claim assessment without non-disclosure issues.
Can be combined with Zero Depreciation for 100% claim payout.
Pair Consumables Cover with Zero Dep for zero out-of-pocket claims.
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