Why Life Insurance?

Life insurance is the foundation of any sound financial plan. It ensures that your dependents remain financially secure and your life goals are met, even in your absence.

Whether you are looking for pure protection through Term Insurance or looking to build wealth over time via Endowment Plans or ULIPs, RakshaPoint's qualified ISPs help you navigate available policy parameters across approved insurers.

Financial Security for Dependents
Income Replacement
Debt Payoff and Loan Protection
Significant Tax Benefits (Section 80C & 10(10D))

Types of Life Insurance We Offer

Term Insurance

Pure protection plans offering high life cover at very affordable premiums. It's the simplest and most essential form of life insurance.

Endowment / Savings

Plans that offer the dual benefit of life cover along with traditional/bonus-based savings over a specific timeline.

ULIPs

Unit Linked Insurance Plans merge investment with insurance, allowing you to invest in equity/debt markets while retaining a life cover.

Who Should Buy Life Insurance?

If someone relies on your income, you need life insurance. This includes:

Breadwinners Parents (for child's education) Individuals with Home/Business Loans Retirement Planners

Life Insurance FAQs

A general rule of thumb is to have a life cover that is 10 to 15 times your annual income, plus the value of your outstanding debts/loans. However, our specialists can help estimate your Human Life Value (HLV) based on your specific financial goals.

Buying purely online might give you a slightly lower premium, but complex terms, hidden clauses, and lack of professional guidance can be a challenge. Rakshapoint provides objective physical guidance.

Compare Top Life Insurers Today

Speak to our qualified Insurance Sales Persons (ISPs) to evaluate suitable plans for your lifestyle.

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Life Insurance